Most people, especially first time buyers, need to borrow the money needed to buy a property. When you get a mortgage pre-approval, you are not only making it easier to find a property in your budget, but it also lets the owner know that you are ready to purchase and that you have a one-up on other potential buyers.
In order to get a mortgage pre-approval, you must present your financial information to the lenders, so that they approve an amount to lend and make a commitment to do so. That way, when you’re looking for properties to buy, you will know exactly how much you can spend.
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HOME OWNERS INSURANCE
Purchasing a home is considered to be one of the biggest financial investments a person will make in their lifetime. There are an endless amount of things that can go wrong with a home. Burglaries, flooding, fire, are all tragedies that effect home owners. In order feel secure, home insurance will ensure that in case of an emergency, your home along with your personal belongings will be replaced.
FOR MORE INFORMATION ON HOME OWNER’S INSURANCE, CLICK HERE
Like homeowner’s, tenants require insurance as well. Simple mistakes like leaving the tap running can cause serious damage to not only your unit, but to your neighbors’ unit as well. Having tenants insurance ensures that in case an accident or left happens, it covers you from having to pay the repair costs out of your own pocket.
FOR MORE INFORMATION ON TENANT INSURANCE, CLICK HERE
Home warranty protects the owner of the home in case there are any malfunctions in the home for a time period after purchasing. Getting a home protection plan can give you peace-of-mind, and is a good way to protect yourself against unexpectedly large expenses.
TO APPLY FOR A HOME WARRANTY CLICK HERE